I posted that I had a status update that would be better in a blog post. I didn’t realize that once I started typing I’d have a rant on my hands.
I’m not sure if any of my thoughts have been brought up at all, as busy has taken on a whole new definition…so to my fellow bloggers, my sincerest apologies if it looks like I hijacked any of your posts.
By no means am I saying I am an expert with health insurance. I’ve held various jobs in which I was the plan administrator for the company’s insurance plan otherwise known as the person who the employees get to complain to when they realize something isn’t covered because they never read the policy. I’ve held various jobs where insurance was not offered and I had to apply for state coverage so there wouldn’t be a lapse in my pre-existing conditions. OH…there is that phrase “pre-existing condition”. Guess what? they are usually covered, even though you have to meet the insurance company’s guidelines first. My favorite was the “we will cover a pre-existing condition after you have been on our policy for a year and you still have whatever condition it was”…this usually turned into my paying out of pocket anyway as I had a deductible to meet first and there was no way that I’d reach the deductible until the year passed anyway and lo and behold…the deductible resets to zero at the start of each new plan year.
Anyway, back to the mandate. I support healthcare being available to everyone. It always has been available. What has changed is healthCARE has somehow become synonymous with health INSURANCE. Personally, I’ve never been without coverage and I’ve sacrificed wants for this need. Hell, I’m not talking about the latest device in the want department, I’m referring to wanting steak for dinner but having ramen noodles instead so I could afford insurance. Something I keep missing is, that before Obamacare did the American Public realize that virtually every state has insurance coverage that they can voluntarily apply for and receive? Apparently not as it is now mandated (i.e. no longer voluntary) that every citizen is to have insurance. I have not looked at the insurance plans yet, but I am fairly certain that the premiums may be low but the deductibles will be high and people are going to freak out when they realize that they have to meet (err..PAY in advance) the deductible. Are HSA’s (health saving account where YOU can put tax free money in for YOUR co-pays and deductible) even offered? I’m asking because I honestly don’t know.
I’ve worked for companies that could NOT WAIT until the mandate went through so they could save money and no longer offer coverage to their employees. I’d like to thank our government on behalf of all those former coworkers for that.
So, now our government has decided that we cannot think for ourselves and provide to ourselves and our family what should be affordable. Instead, they force us to buy something we may not want. Where does it stop? What is to prevent our government from mandating vaccines, flu shots, and testing the latest and greatest cure on those who are on this coverage? What is to prevent them from forcing all of this on the rest of us who either opted out and paying a FINE (WTF) or have coverage through their employer? Is our healthCARE still in our own hands???
I can tell you from personal experience that if you have a baby, it’s not. You are threatened with calls to the local Child Protection Services office and a visit from a social worker if you do not agree with what the public hospital deems necessary. As your intentions are questions, you realize that they are seriously accusing you of potential abuse and it’s a serious charge and they strong arm you into care for your child by threatening to take your child away instead of realizing you might just be overreacting as a first time parent because this is the first high fever you’ve ever experienced and you are scared out of your wits and need help. Finding a pediatrician that isn’t brainwashed by the new vaccine schedule is very difficult. I love our pediatrician and loathe every monthly visit because I have to sit through the lecture when I decline a vaccine. I’ve often wondered if they ever looked at the ingredients list of these vaccines. I’ve also wondered if they are in fear of losing their license to practice medicine (yes, it’s a PRACTICE) and if they give their own children 2-4 vaccines at almost every visit until they are 3 years old. I’m really not looking to this next visit because I’m sure they will be pushing the flu vaccine. Next visit, when I decline the next vaccine and I have to hear from the nurses that the doctors have MY baby’s best interest in their hearts and they think I am not catching the veiled threat of being dropped from their practice, I am going to ask them for proof of the law that states I must inject our daughter with all this crap to possibly prevent her from getting sick. There is no guarantee that she won’t. There is the higher possibility that she does have a reaction to the vaccine. The human body has survived quite well by creating it’s own anti-bodies. I will treat her for the chicken pox when she gets it, not beforehand with a vaccine.
Taking a cue from the government with something that not everyone wants/needs but they feel we do…how about we mandate that every man and woman over the age of 18 is required to purchase a handgun, a rifle and a shotgun. They are to be required to know how to use them in a safe manner. Let’s make firearms a part of the public school curriculum and every person is provided with said firearms and ammo upon graduation from high school. Personally, I don’t think every person should have a firearm forced upon them as it is a CHOICE for them to have one, but why the hell not? If they can force us to buy a non-tangible item like health insurance for the goodness of ourselves, why not a firearm to protect ourselves from those who want to do us harm?
There’s my rant for the day. As always, I’m all over the place but you are used to that, dear reader.